We have listed each state's DRA/NAIC and Partnership initial and refresher mandatory training.
Click on your state's name to access its online training catalog.
** Disclaimer: These interpretations of training requirements were determined after consulting with several major insurance carriers and bulletins and regulations from each state's Department of Insurance. We make no guarantee that they are 100% accurate for each carrier you do business with. Each carrier publishes their own interpretation of the training requirements and we recommend that you consult with them.
Special Considerations
The “Original Four”: There are four states that initiated LTC Partnership programs before the 2005 DRA was passed and before the NAIC training guidelines were established. These four states have training requirements that pre-date the DRA/NAIC requirements and these states are NOT reciprocal with any other state training. The “Original Four” states are California, Connecticut, Indiana and New York.
No Training Requirement Adopted: There are currently a few states which have not adopted an LTC training requirement. These states are not listed below and do not have training available for DRA/NAIC requirements. These states are Hawaii, Mississippi, and Washington DC.
Are you selling in multiple states? Take a look at our Multi-State Guide to help determine what you need to complete. This guide is provided as a courtesy to help when you are selling nationally or in multiple states that require additional training and are not reciprocal with one another. Ultimately the carrier will have the final say on what is required for you to be able to sell policies in any given state.
You may see these icons in your state requirements below:
Renew during Compliance Period
Renew in Specified Time
Retake 8hr for Missed Renewal
Non-Resident Supplement Required
